The ways we feel and think about money have a huge impact on our financial well-being. Some of us are “you-only-live-once” spenders, unconcerned about the future. Some of us are overly optimistic, assuming we’ll make and save enough at some point in the future. Others are single-minded savers, unwilling to spend a dime on any of things that might add joy and happiness to our lives.
According to Erin Lowry, the first step to taking control of your money is to get a handle on what your relationship to money is and where it came from. That means delving into your past and looking at how your parents dealt with their finances. Once you do that, you’ll be able to figure out where your roadblocks to financial success are and how best to clear them.
In this class, you’ll learn how to:
- Identify your relationship with money and how to change it.
- Look at how past experiences shaped your views on money.
- Get a grasp on your cash flow and the need to stay within a budget.
- Build a good credit history without going into debt.
- Create financial goals for the short, medium and long terms.